LowRate Home Loans, Inc.
Website & Mortgage Disclaimers
Effective Date: July 18, 2026
Last Updated: July 18, 2026
Purpose
These Website & Mortgage Disclaimers are intended to clarify the limitations of the information provided by LowRate Home Loans, Inc. through its website, marketing materials, mortgage calculators, social media, emails, videos, blogs, and other communications.
1. General Information Disclaimer
All information provided on this website is for general informational and educational purposes only and should not be construed as legal, tax, accounting, financial, or investment advice.
2. No Commitment to Lend
Nothing contained on this website constitutes a loan approval, commitment to lend, prequalification, preapproval, rate lock, or guarantee that financing will be available.
3. Mortgage Calculator Disclaimer
Mortgage calculators, payment estimators, affordability tools, and similar resources provide estimates only. Actual payments, interest rates, taxes, insurance, mortgage insurance, HOA dues, and closing costs may differ.
4. Interest Rate Disclaimer
Mortgage interest rates, APRs, fees, loan products, and program availability are subject to change without notice and depend on market conditions and borrower qualifications.
5. Educational Content Disclaimer
Articles, blog posts, videos, newsletters, webinars, and educational materials are intended solely to provide general mortgage education and should not be relied upon as individualized financial advice.
6. Third-Party Website Disclaimer
Our website may link to third-party websites, including the Arive loan application platform. We are not responsible for the content, availability, accuracy, or privacy practices of those third-party services.
7. Equal Housing Opportunity
LowRate Home Loans, Inc. supports Equal Housing Opportunity and complies with applicable fair lending laws.
8. Testimonial Disclaimer
Client testimonials and reviews reflect individual experiences and should not be interpreted as guarantees that future borrowers will obtain similar loan terms, approvals, or experiences.
9. Social Media Disclaimer
Content published on social media is intended for general informational purposes. Responses to comments or direct messages do not establish a client relationship or constitute mortgage advice.
10. Email Disclaimer
Emails from LowRate Home Loans are intended only for their intended recipients and may contain confidential information. Marketing emails are subject to applicable consent and unsubscribe requirements.
11. Website Availability
We do not guarantee uninterrupted access to this website and reserve the right to modify, suspend, or discontinue any feature without prior notice.
12. Contact Information
LowRate Home Loans, Inc.
3502 Harbor Pointe Drive
Rowlett, TX 75088
Phone: (214) 221-4008
Email: les@lowratehomeloans.com
Company NMLS ID: 2678663